Down Payment Calculator

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Breakdown

• 1For home loans, banks typically require 10–20% down payment. Higher down payment = lower EMI and interest.
• 2Save your down payment in a mix of FDs and liquid mutual funds for safety and moderate growth.
• 3Factor in stamp duty, registration charges, and furnishing costs over and above the down payment.
• 4Some banks offer 90% financing — but the higher LTV ratio often comes with higher interest rates.