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SWP Calculator
Plan your Systematic Withdrawal Plan from mutual funds — see how long your corpus lasts with regular withdrawals.
Enter Details
₹
₹
%
Results
Initial Corpus
₹50,00,000
Total Withdrawn
₹36,00,000
Remaining Balance
₹56,09,820
Breakdown
Corpus₹50,00,000
Withdrawal/yr₹3,60,000
Quick Tips
- 1SWP is tax-efficient for retirees compared to FD interest, as only the capital gains portion is taxed.
- 2Set your withdrawal below the expected return rate to preserve capital. E.g., 6% withdrawal on 8% return.
- 3Use SWP from debt funds for stable monthly income — equity fund SWPs may fluctuate.
- 4SWP can be used to create a "salary" from your retirement corpus with tax efficiency.