How to calculate income tax for FY 2025-26?

Use OneApp's free income tax calculator: enter your gross salary, select age group, choose Old or New tax regime, add deductions (80C, 80D, HRA), and get instant results with slab-wise breakdown. The New Regime offers tax-free income up to ₹12,75,000 with standard deduction.

Which is better — Old or New Tax Regime for FY 2025-26?

If your total deductions (80C + 80D + HRA + home loan) exceed ₹3-4 lakhs, the Old Regime usually saves more tax. Otherwise, the New Regime's lower rates and ₹75,000 standard deduction make it better. Use our comparison calculator to see exact numbers for your income.

Is OneApp's tax calculator free and private?

Yes, 100% free and private. All calculations run in your browser — no data is sent to any server. No signup, no login, no tracking. Your financial information never leaves your device.

What is the tax-free income limit under the New Regime FY 2025-26?

Under the New Tax Regime for FY 2025-26, income up to ₹12,00,000 is effectively tax-free due to the Section 87A rebate. With the ₹75,000 standard deduction for salaried individuals, the effective tax-free limit is ₹12,75,000.

What calculators are available on OneApp?

OneApp offers 40+ free financial calculators including: SIP Calculator, EMI Calculator, FD Calculator, PPF Calculator, NPS Calculator, HRA Calculator, Home Loan Calculator, Mutual Fund Calculator, ELSS Calculator, Salary Calculator, Gratuity Calculator, Retirement Calculator, and many more.

Tax Guides & Articles

Practical, jargon-free guides to help you navigate the Indian tax landscape with confidence. Written by tax professionals, designed for everyone.

March 15, 20265 min read

Understanding the New Tax Regime for FY 2025-26

A comprehensive breakdown of the revamped new tax structure, updated slabs, and who benefits the most from switching.

February 28, 20266 min read

Top 10 Tax Saving Strategies for Salaried Employees

Practical, actionable strategies every salaried professional should know to legally minimize their tax burden.

January 20, 20265 min read

Section 80C Explained: Maximize Your Deductions

Deep dive into every instrument eligible under Section 80C and how to strategically distribute your ₹1.5 lakh limit.

January 5, 20265 min read

Old vs New Tax Regime: Which One Should You Choose?

A practical comparison with real scenarios to help you decide the regime that minimizes your tax outgo.

December 15, 20255 min read

SIP vs Lumpsum: Which Investment Strategy Wins?

Compare systematic investment plans with one-time investments to understand when each approach makes more sense for your money.

November 28, 20256 min read

Home Loan EMI: Everything You Need to Know Before Borrowing

A complete guide to understanding EMI calculations, prepayment strategies, and how to save lakhs on your home loan interest.

November 10, 20255 min read

PPF Account: The Complete Guide to Public Provident Fund

Everything about PPF — interest rates, tax benefits, withdrawal rules, and strategies to maximize your long-term savings.

October 20, 20256 min read

NPS for Retirement: How to Build a Tax-Efficient Pension Corpus

Understand the National Pension System — tax benefits, asset allocation, withdrawal rules, and how to plan for a comfortable retirement.

October 5, 20255 min read

Fixed Deposits vs Debt Mutual Funds: Where Should You Park Your Money?

A head-to-head comparison of FDs and debt funds covering returns, taxation, liquidity, and risk to help you choose wisely.

September 15, 20254 min read

HRA Exemption: How to Calculate and Claim Your Full Benefit

Step-by-step guide to calculating HRA exemption, required documents, common mistakes, and tips for maximum tax savings.

Put This Knowledge to Work

Now that you understand the tax landscape, run your numbers through our calculator.

Open Tax Calculator